Status as of 15 October 2026
Level 5 of the 7th CPC civilian Pay Matrix starts at ₹29,200 basic pay (Cell 1) and runs to ₹92,300 (Cell 40). Confirmed
DA is 60% of basic pay from 1 January 2026 (DoE OM dated 22 April 2026), so HRA is at the top rates of 30% / 20% / 10%. Confirmed
At entry pay, a Level 5 employee in an X city with the higher transport allowance earns about ₹61,240 gross and roughly ₹56,538 in hand before income tax. Estimate
The 8th Pay Commission has not announced a fitment factor; its report is due around May 2027. Figures for 2.57 and 2.86 below are illustrations only. Estimate
Last verified: 15 October 2026
Level 5 is a Group C level of the 7th Central Pay Commission civilian Pay Matrix. It replaced the 6th CPC PB-1 (₹5,200-20,200) with Grade Pay ₹2,800. This page shows the Level 5 basic pay in every cell, the allowances at DA 60%, an estimate of in-hand pay in X, Y and Z cities, and what the 8th CPC might mean. For a full breakdown with arrears and other levels, use our 7th and 8th CPC salary calculator.
1. Level 5 pay at a glance
| Item | Level 5 |
|---|---|
| Entry pay (Cell 1) | ₹29,200 |
| Maximum (Cell 40) | ₹92,300 |
| Number of cells | 40 |
| 6th CPC equivalent | PB-1 (₹5,200-20,200), Grade Pay ₹2,800 |
| Group (civil posts) | Group C |
| Annual increment | Next cell up (about 3%), on 1 January or 1 July |
| DA from 1 Jan 2026 | 60% = ₹17,520 at entry pay |
Pay and cells: Part A of the Schedule to the CCS (Revised Pay) Rules, 2016. Increment dates: Rule 10. Group: DoPT Order of 9 November 2017. Confirmed
2. Level 5 gross and in-hand salary at entry pay (DA 60%)
Worked for Cell 1 (₹29,200). X cities are assumed to be on the higher transport allowance list and Y and Z cities not; some Y cities (for example Jaipur, Lucknow and Kanpur) are on that list, so use the calculator below for your exact case.
| Component | X city | Y city | Z city |
|---|---|---|---|
| Basic pay | ₹29,200 | ₹29,200 | ₹29,200 |
| DA @ 60% | ₹17,520 | ₹17,520 | ₹17,520 |
| HRA (30% / 20% / 10%) | ₹8,760 | ₹5,840 | ₹2,920 |
| Transport allowance + DA | ₹5,760 (₹3,600 + DA) | ₹2,880 (₹1,800 + DA) | ₹2,880 (₹1,800 + DA) |
| Gross monthly | ₹61,240 | ₹55,440 | ₹52,520 |
| NPS / UPS employee share (10% of basic + DA) | – ₹4,672 | – ₹4,672 | – ₹4,672 |
| CGEGIS (Group C) | – ₹30 | – ₹30 | – ₹30 |
| Estimated in-hand | ₹56,538 | ₹50,738 | ₹47,818 |
Our calculation from the official rates. In a Y city on the higher transport list, gross is ₹58,320 and in-hand about ₹53,618. Income tax, professional tax (where a State levies it), CGHS contribution and other recoveries are not deducted. Estimate
How each allowance is worked out
- DA: 60% of basic pay from 1 January 2026. Confirmed
- HRA: 30% of basic in X, 20% in Y and 10% in Z cities now that DA has crossed 50%, but not less than ₹5,400, ₹3,600 and ₹1,800. Not payable if you live in government accommodation. Confirmed
- Transport allowance: ₹3,600 a month in the higher-rate cities and ₹1,800 elsewhere, plus DA. The higher rate applies in Hyderabad, Patna, Delhi, Ahmedabad, Surat, Bengaluru, Kochi, Kozhikode, Indore, Greater Mumbai, Nagpur, Pune, Jaipur, Chennai, Coimbatore, Ghaziabad, Kanpur, Lucknow and Kolkata (urban agglomerations). Not payable if government transport is provided. Confirmed
- NPS / UPS: employees who joined on or after 1 January 2004 contribute 10% of basic pay plus DA. Old pension scheme employees subscribe to GPF instead, at a rate they choose (minimum 6% of basic). Estimate
- CGEGIS: Group C ₹30, Group B ₹60 and Group A ₹120 a month. The rate changes from the January after you move to a new group. Confirmed
3. Level 5 salary calculator
Pick your cell, city class and transport allowance city to estimate your monthly pay at DA 60%.
Level 5 in-hand salary calculator (DA 60% from 1 January 2026)
Assumes NPS or UPS (joined on or after 1 Jan 2004), no government accommodation and no government transport. Income tax, CGHS contribution, GPF (old pension scheme) and other recoveries are not deducted. Your pay slip prevails.
4. Level 5 pay matrix: all 40 cells
Each cell is the next annual increment. Moving one cell up adds about 3% to basic pay (rounded to the nearest ₹100).
| Cell | Basic pay | DA @ 60% | Basic + DA |
|---|---|---|---|
| 1 | ₹29,200 | ₹17,520 | ₹46,720 |
| 2 | ₹30,100 | ₹18,060 | ₹48,160 |
| 3 | ₹31,000 | ₹18,600 | ₹49,600 |
| 4 | ₹31,900 | ₹19,140 | ₹51,040 |
| 5 | ₹32,900 | ₹19,740 | ₹52,640 |
| 6 | ₹33,900 | ₹20,340 | ₹54,240 |
| 7 | ₹34,900 | ₹20,940 | ₹55,840 |
| 8 | ₹35,900 | ₹21,540 | ₹57,440 |
| 9 | ₹37,000 | ₹22,200 | ₹59,200 |
| 10 | ₹38,100 | ₹22,860 | ₹60,960 |
| 11 | ₹39,200 | ₹23,520 | ₹62,720 |
| 12 | ₹40,400 | ₹24,240 | ₹64,640 |
| 13 | ₹41,600 | ₹24,960 | ₹66,560 |
| 14 | ₹42,800 | ₹25,680 | ₹68,480 |
| 15 | ₹44,100 | ₹26,460 | ₹70,560 |
| 16 | ₹45,400 | ₹27,240 | ₹72,640 |
| 17 | ₹46,800 | ₹28,080 | ₹74,880 |
| 18 | ₹48,200 | ₹28,920 | ₹77,120 |
| 19 | ₹49,600 | ₹29,760 | ₹79,360 |
| 20 | ₹51,100 | ₹30,660 | ₹81,760 |
| 21 | ₹52,600 | ₹31,560 | ₹84,160 |
| 22 | ₹54,200 | ₹32,520 | ₹86,720 |
| 23 | ₹55,800 | ₹33,480 | ₹89,280 |
| 24 | ₹57,500 | ₹34,500 | ₹92,000 |
| 25 | ₹59,200 | ₹35,520 | ₹94,720 |
| 26 | ₹61,000 | ₹36,600 | ₹97,600 |
| 27 | ₹62,800 | ₹37,680 | ₹1,00,480 |
| 28 | ₹64,700 | ₹38,820 | ₹1,03,520 |
| 29 | ₹66,600 | ₹39,960 | ₹1,06,560 |
| 30 | ₹68,600 | ₹41,160 | ₹1,09,760 |
| 31 | ₹70,700 | ₹42,420 | ₹1,13,120 |
| 32 | ₹72,800 | ₹43,680 | ₹1,16,480 |
| 33 | ₹75,000 | ₹45,000 | ₹1,20,000 |
| 34 | ₹77,300 | ₹46,380 | ₹1,23,680 |
| 35 | ₹79,600 | ₹47,760 | ₹1,27,360 |
| 36 | ₹82,000 | ₹49,200 | ₹1,31,200 |
| 37 | ₹84,500 | ₹50,700 | ₹1,35,200 |
| 38 | ₹87,000 | ₹52,200 | ₹1,39,200 |
| 39 | ₹89,600 | ₹53,760 | ₹1,43,360 |
| 40 | ₹92,300 | ₹55,380 | ₹1,47,680 |
Basic pay read from the Pay Matrix in the CCS (Revised Pay) Rules, 2016. Confirmed DA columns are our calculation at 60%. Estimate Compare DA rates over time in our 7th CPC DA/DR history.
5. Common Level 5 posts
Examples of posts usually placed in Level 5. Examples The level of any post depends on its recruitment rules and the department, so check your appointment order.
- Senior Clerk-cum-Typist (Railways)
- Goods Train Manager (Railways)
- Junior Accounts Assistant-cum-Typist (Railways)
Armed forces ranks use a separate Defence Pay Matrix with Military Service Pay; work them out in our defence and CAPF salary calculator.
6. Level 5 salary after the 8th Pay Commission: estimate
The 8th Central Pay Commission was set up by Gazette resolution on 3 November 2025 and has 18 months to report, so its report is due around May 2027. No fitment factor has been announced. The 7th CPC used 2.57. The table multiplies today’s Level 5 basic pay by 2.57 and 2.86 only to show the range people discuss. Estimate
| Level 5 cell | Basic now | × 2.57 (illustration) | × 2.86 (illustration) |
|---|---|---|---|
| Cell 1 | ₹29,200 | ₹75,044 | ₹83,512 |
| Cell 10 | ₹38,100 | ₹97,917 | ₹1,08,966 |
| Cell 20 | ₹51,100 | ₹1,31,327 | ₹1,46,146 |
| Cell 40 | ₹92,300 | ₹2,37,211 | ₹2,63,978 |
Estimate, not an official figure. A new pay matrix would round pay into its own cells, and DA would restart at 0% on the new basic, so the real gain is smaller than the multiplication suggests: at Cell 1 you already draw ₹46,720 as basic + DA today. Read more on the 8th CPC fitment factor and follow DA in the DA hike tracker. Estimate
Other levels: Level 4 salary and Level 6 salary. Or compare every level in the salary calculator.
Level 5 salary: FAQs
What is the basic pay of Level 5 in the 7th CPC?
Level 5 starts at ₹29,200 (Cell 1) and goes up to ₹92,300 (Cell 40) in the civilian Pay Matrix of the CCS (Revised Pay) Rules, 2016.
What is the in-hand salary of Level 5 in 2026?
At entry pay with DA at 60% from 1 January 2026, gross pay is about ₹61,240 in an X city with the higher transport allowance, ₹55,440 in a Y city and ₹52,520 in a Z city. After the 10% NPS/UPS share and CGEGIS, in-hand is roughly ₹56,538, ₹50,738 and ₹47,818 before income tax. These are estimates.
How much transport allowance does Level 5 get?
₹3,600 a month in the higher-rate cities and ₹1,800 elsewhere, plus DA. With DA at 60%, ₹3,600 becomes ₹5,760 and ₹1,800 becomes ₹2,880 a month.
What will Level 5 salary be after the 8th Pay Commission?
Nobody knows yet: no fitment factor has been announced and the report is due around May 2027. As an illustration only, ₹29,200 × 2.57 is ₹75,044 and × 2.86 is ₹83,512; DA would restart at 0% on the new basic.
Source & accuracy
Last verified: 15 October 2026
Official sources: CCS (Revised Pay) Rules, 2016: Pay Matrix (Part A of Schedule) and Rule 10 increments (DoE) · DoE OM No. 1/1(i)/2026-E.II(B), 22 Apr 2026: DA 60% from 1.1.2026 · PIB, 18 Apr 2026: DA/DR 60% from 1 Jan 2026 · DoE OM No. 2/5/2017-E.II(B), 7 Jul 2017: HRA 24/16/8%, rising to 30/20/10% once DA crosses 50%, minimum ₹5,400/₹3,600/₹1,800 · DoE OM No. 21/5/2017-E.II(B), 7 Jul 2017: Transport Allowance rates and list of higher-rate cities · DoPT Order S.O. 3578(E), 9 Nov 2017: Group A (Levels 10-18), B (6-9), C (1-5) · DoE OM, 10 Sep 2010: CGEGIS ₹30 a month for Group C (government copy) · 8th CPC resolution, Gazette, 3 Nov 2025 (report within 18 months)
Status labels: Confirmed official source linked · Estimate our calculation, not an official figure · Examples typical posts, not an official list
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