7th CPC Level 12 Salary 2026: In-Hand Pay, DA 60%, HRA & 8th CPC Estimate

Status as of 17 October 2026

Level 12 of the 7th CPC civilian Pay Matrix starts at ₹78,800 basic pay (Cell 1) and runs to ₹2,09,200 (Cell 34). Confirmed

DA is 60% of basic pay from 1 January 2026 (DoE OM dated 22 April 2026), so HRA is at the top rates of 30% / 20% / 10%. Confirmed

At entry pay, a Level 12 officer in an X city with the higher transport allowance earns about ₹1,61,240 gross and roughly ₹1,48,512 in hand before income tax. Estimate

The 8th Pay Commission has not announced a fitment factor; its report is due around May 2027. Figures for 2.57 and 2.86 below are illustrations only. Estimate

Last verified: 17 October 2026

Level 12 is a Group A level of the 7th Central Pay Commission civilian Pay Matrix. It replaced the 6th CPC PB-3 (₹15,600-39,100) with Grade Pay ₹7,600. This page shows the Level 12 basic pay in every cell, the allowances at DA 60%, an estimate of in-hand pay in X, Y and Z cities, and what the 8th CPC might mean. For a full breakdown with arrears and other levels, use our 7th and 8th CPC salary calculator or the 7th CPC salary calculator with PDF slip.

1. Level 12 pay at a glance

ItemLevel 12
Entry pay (Cell 1)₹78,800
Maximum (Cell 34)₹2,09,200
Number of cells34
6th CPC equivalentPB-3 (₹15,600-39,100), Grade Pay ₹7,600
Group (civil posts)Group A
Annual incrementNext cell up (about 3%), on 1 January or 1 July
DA from 1 Jan 202660% = ₹47,280 at entry pay

Pay and cells: Part A of the Schedule to the CCS (Revised Pay) Rules, 2016. Increment dates: Rule 10. Group: DoPT Order of 9 November 2017. Confirmed

2. Level 12 gross and in-hand salary at entry pay (DA 60%)

Worked for Cell 1 (₹78,800). X cities are assumed to be on the higher transport allowance list and Y and Z cities not; some Y cities (for example Jaipur, Lucknow and Kanpur) are on that list, so use the calculator below for your exact case.

ComponentX cityY cityZ city
Basic pay₹78,800₹78,800₹78,800
DA @ 60%₹47,280₹47,280₹47,280
HRA (30% / 20% / 10%)₹23,640₹15,760₹7,880
Transport allowance + DA₹11,520 (₹7,200 + DA)₹5,760 (₹3,600 + DA)₹5,760 (₹3,600 + DA)
Gross monthly₹1,61,240₹1,47,600₹1,39,720
NPS / UPS employee share (10% of basic + DA)– ₹12,608– ₹12,608– ₹12,608
CGEGIS (Group A)– ₹120– ₹120– ₹120
Estimated in-hand₹1,48,512₹1,34,872₹1,26,992

Our calculation from the official rates. In a Y city on the higher transport list, gross is ₹1,53,360 and in-hand about ₹1,40,632. Income tax, professional tax (where a State levies it), CGHS contribution and other recoveries are not deducted. Estimate

How each allowance is worked out

  • DA: 60% of basic pay from 1 January 2026. Confirmed
  • HRA: 30% of basic in X, 20% in Y and 10% in Z cities now that DA has crossed 50%, but not less than ₹5,400, ₹3,600 and ₹1,800. Not payable if you live in government accommodation. Confirmed
  • Transport allowance: ₹7,200 a month in the higher-rate cities and ₹3,600 elsewhere, plus DA. The higher rate applies in Hyderabad, Patna, Delhi, Ahmedabad, Surat, Bengaluru, Kochi, Kozhikode, Indore, Greater Mumbai, Nagpur, Pune, Jaipur, Chennai, Coimbatore, Ghaziabad, Kanpur, Lucknow and Kolkata (urban agglomerations). Not payable if government transport is provided. Confirmed
  • NPS / UPS: employees who joined on or after 1 January 2004 contribute 10% of basic pay plus DA. Old pension scheme employees subscribe to GPF instead, at a rate they choose (minimum 6% of basic). Estimate
  • CGEGIS: Group C ₹30, Group B ₹60 and Group A ₹120 a month. The rate changes from the January after you move to a new group. The Group A and B rates come from the 1989 CGEGIS order, which we could not open on an official site, so check your pay slip.

3. Level 12 salary calculator

Pick your cell, city class and transport allowance city to estimate your monthly pay at DA 60%.

Level 12 in-hand salary calculator (DA 60% from 1 January 2026)

Assumes NPS or UPS (joined on or after 1 Jan 2004), no government accommodation and no government transport. Income tax, CGHS contribution, GPF (old pension scheme) and other recoveries are not deducted. Your pay slip prevails.

4. Level 12 pay matrix: all 34 cells

Each cell is the next annual increment. Moving one cell up adds about 3% to basic pay (rounded to the nearest ₹100). Cell 34 is the top of the level.

CellBasic payDA @ 60%Basic + DA
1₹78,800₹47,280₹1,26,080
2₹81,200₹48,720₹1,29,920
3₹83,600₹50,160₹1,33,760
4₹86,100₹51,660₹1,37,760
5₹88,700₹53,220₹1,41,920
6₹91,400₹54,840₹1,46,240
7₹94,100₹56,460₹1,50,560
8₹96,900₹58,140₹1,55,040
9₹99,800₹59,880₹1,59,680
10₹1,02,800₹61,680₹1,64,480
11₹1,05,900₹63,540₹1,69,440
12₹1,09,100₹65,460₹1,74,560
13₹1,12,400₹67,440₹1,79,840
14₹1,15,800₹69,480₹1,85,280
15₹1,19,300₹71,580₹1,90,880
16₹1,22,900₹73,740₹1,96,640
17₹1,26,600₹75,960₹2,02,560
18₹1,30,400₹78,240₹2,08,640
19₹1,34,300₹80,580₹2,14,880
20₹1,38,300₹82,980₹2,21,280
21₹1,42,400₹85,440₹2,27,840
22₹1,46,700₹88,020₹2,34,720
23₹1,51,100₹90,660₹2,41,760
24₹1,55,600₹93,360₹2,48,960
25₹1,60,300₹96,180₹2,56,480
26₹1,65,100₹99,060₹2,64,160
27₹1,70,100₹1,02,060₹2,72,160
28₹1,75,200₹1,05,120₹2,80,320
29₹1,80,500₹1,08,300₹2,88,800
30₹1,85,900₹1,11,540₹2,97,440
31₹1,91,500₹1,14,900₹3,06,400
32₹1,97,200₹1,18,320₹3,15,520
33₹2,03,100₹1,21,860₹3,24,960
34₹2,09,200₹1,25,520₹3,34,720

Basic pay read from the Pay Matrix in the CCS (Revised Pay) Rules, 2016. Confirmed DA columns are our calculation at 60%. Estimate Compare DA rates over time in our 7th CPC DA/DR history.

5. Common Level 12 posts

Examples of posts usually placed in Level 12. Examples The level of any post depends on its recruitment rules and the department, so check your appointment order.

  • Junior Administrative Grade (JAG) of the IAS and the IPS

Armed forces ranks use a separate Defence Pay Matrix with Military Service Pay; work them out in our defence and CAPF salary calculator.

6. Level 12 salary after the 8th Pay Commission: estimate

The 8th Central Pay Commission was set up by Gazette resolution on 3 November 2025 and has 18 months to report, so its report is due around May 2027. No fitment factor has been announced. The 7th CPC used 2.57. The table multiplies today’s Level 12 basic pay by 2.57 and 2.86 only to show the range people discuss. Estimate

Level 12 cellBasic now× 2.57 (illustration)× 2.86 (illustration)
Cell 1₹78,800₹2,02,516₹2,25,368
Cell 10₹1,02,800₹2,64,196₹2,94,008
Cell 20₹1,38,300₹3,55,431₹3,95,538
Cell 34₹2,09,200₹5,37,644₹5,98,312

Estimate, not an official figure. A new pay matrix would round pay into its own cells, and DA would restart at 0% on the new basic, so the real gain is smaller than the multiplication suggests: at Cell 1 you already draw ₹1,26,080 as basic + DA today. Read more on the 8th CPC fitment factor and follow DA in the DA hike tracker. Estimate

Other levels: Level 11 salary and Level 13 salary. Or compare every level in the salary calculator.

Level 12 salary: FAQs

What is the basic pay of Level 12 in the 7th CPC?

Level 12 starts at ₹78,800 (Cell 1) and goes up to ₹2,09,200 (Cell 34) in the civilian Pay Matrix of the CCS (Revised Pay) Rules, 2016.

What is the in-hand salary of Level 12 in 2026?

At entry pay with DA at 60% from 1 January 2026, gross pay is about ₹1,61,240 in an X city with the higher transport allowance, ₹1,47,600 in a Y city and ₹1,39,720 in a Z city. After the 10% NPS/UPS share and CGEGIS, in-hand is roughly ₹1,48,512, ₹1,34,872 and ₹1,26,992 before income tax. These are estimates.

How much transport allowance does Level 12 get?

₹7,200 a month in the higher-rate cities and ₹3,600 elsewhere, plus DA. With DA at 60%, ₹7,200 becomes ₹11,520 and ₹3,600 becomes ₹5,760 a month.

What will Level 12 salary be after the 8th Pay Commission?

Nobody knows yet: no fitment factor has been announced and the report is due around May 2027. As an illustration only, ₹78,800 × 2.57 is ₹2,02,516 and × 2.86 is ₹2,25,368; DA would restart at 0% on the new basic.

Source & accuracy

Last verified: 17 October 2026

Official sources: CCS (Revised Pay) Rules, 2016: Pay Matrix (Part A of Schedule) and Rule 10 increments (DoE) · DoE OM No. 1/1(i)/2026-E.II(B), 22 Apr 2026: DA 60% from 1.1.2026 · PIB, 18 Apr 2026: DA/DR 60% from 1 Jan 2026 · DoE OM No. 2/5/2017-E.II(B), 7 Jul 2017: HRA 24/16/8%, rising to 30/20/10% once DA crosses 50%, minimum ₹5,400/₹3,600/₹1,800 · DoE OM No. 21/5/2017-E.II(B), 7 Jul 2017: Transport Allowance rates and list of higher-rate cities · DoPT Order S.O. 3578(E), 9 Nov 2017: Group A (Levels 10-18), B (6-9), C (1-5) · IAS (Pay) Rules, 2016 (DoPT): grade-wise pay levels · IPS (Pay) Rules, 2016: grade-wise pay levels · 8th CPC resolution, Gazette, 3 Nov 2025 (report within 18 months)

Status labels: Confirmed official source linked · Estimate our calculation, not an official figure · Examples typical posts, not an official list

8thpaycalculator.in/ is an independent website, not a Government site. Figures are for information only; please verify with your DDO or PAO. Found an error? Report it. Read our Editorial Policy. Prepared by the 8thpaycalculator.in/ Editorial Team.

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