Use our free 8th Pay Commission Pension Calculator to estimate your revised pension based on the expected 8th CPC fitment factor. Trusted, fast & designed for central government pensioners.
What is the 8th CPC Pension Calculator?
The 8th Central Pay Commission (8th CPC) is expected to be implemented from 1st January 2026. It will revise not just salaries of serving employees but also pensions for retired central government employees.
To help you estimate how much your monthly pension might increase, we’ve created this simple, accurate 8th CPC Pension Calculator.
Table of Contents
Who Should Use This 8th CPC Pension Calculator?
This tool is designed for:
- Retired Central Government Employees
- Pensioners from Defence, Railways, and other departments
- Family Pension Beneficiaries
It supports:
- Basic Pension input
- Expected Fitment Factor (2.72x to 3.0x)
- Optional DA component for 2026 estimates
How Pension Will Be Revised in 8th CPC
Likely Formula:
Revised Basic Pension = Current Basic Pension × Fitment Factor
- No DA is added initially – it will restart from 0% after revision.
Example:
- Old Pension Basic Pay: ₹25,000
- Fitment Factor: 2.80
- New Pension = ₹25,000 × 2.80 = ₹70,000/month
Try the Calculator Now:
- Enter your existing Basic Pension
- Select the expected Fitment Factor
- Select DA % (default is 50%)
- Click Calculate to see your projected revised pension
8th CPC Pension Calculator
Click here to Check our 8th CPC Salary Calculator
When Will the 8th Pay Commission Pension Hike Apply?
- Effective Date: 1st January 2026
- Expected Report: Late 2025
- First Revised Pension Credit: Likely March or April 2026
Expected Fitment Factors (as per early predictions):
- 2.72x (base conservative)
- 2.8x (most discussed)
- 2.92x (optimistic)
- 3.0x (demanded by staff associations)
📌 “Fitment Factor in Previous Pay Commissions”
| Pay Commission | Fitment Factor |
|---|---|
| 6th CPC | 1.86 |
| 7th CPC | 2.57 |
| 8th CPC (Expected) | 2.72 to 3.0 |
📘 History of Pension Revision in Previous CPCs
The Central Pay Commission has always played a crucial role in ensuring social security for government pensioners. For example:
- 6th CPC brought in a uniform multiplication factor of 1.86
- 7th CPC adopted 2.57 as the fitment factor
- These revisions not only increased basic pension but also helped revise other retirement benefits such as gratuity and commutation
The 8th CPC is expected to follow this trend, but with a higher fitment factor and restructured pension slabs due to inflation and rising cost of living.
Difference Between Service Pension and Family Pension
It’s important to understand that:
- Service Pension is paid to a government employee post-retirement
- Family Pension is paid to eligible dependents (spouse, children) after the pensioner passes away
- Both are likely to be revised under 8th CPC, but family pension is usually calculated at 30% of revised basic
Make sure to input the correct basic figure based on your pension type while using this calculator
📄 Benefits for Pensioners
- Significant rise in monthly income
- Hike in Dearness Relief (DR) component
- Improved commutation benefits
- Boost to family pensions
Q1: Who is eligible for 8th CPC pension revision?
All central government pensioners retired before 1st Jan 2026.
Q2: Will DA be merged in revised pension?
Yes, DA is likely to be reset at 0% after merging current rates into basic.
Q3: Can family pensioners use this calculator?
Yes, enter the existing family pension as basic and choose fitment
Q4: Is this tool official?
No, this is an unofficial tool provided by 8thPayCalculator.in for educational & planning use.
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